Second Time Buyer Mortgages

A second-time buyer, or a next-time buyer, is someone who currently has a mortgage and is planning to sell their property to buy and move into another. People who have owned a home in the past and those who are remortgaging their homes are also commonly referred to as next-time or second-time buyers. Whilst first-time buyers and next-time buyers go through similar processes, there are some key differences that you should be aware of. 

From deposits to stamp duty, you’ll find that there’s different costs that you’ll need to factor in. An experienced mortgage broker can help you understand the differences and advise you on how to proceed. Here at Planet Mortgages, we have a team of experts who will be happy to guide you through the home buying process. We pride ourselves on building strong, positive relationships with all of our clients. We provide expert advice, find suitable mortgage options, help with paperwork and liaise with other parties involved. Get in touch with our friendly, professional team and let us help you land your dream home!